Billfold readers may remember that I was worried about having more expenses than income in December (and I ended up putting a lot of holiday expenses, JoCo Cruise expenses, and Hamilton 2016 ticket expenses on my 0-interest credit card that loses its 0-interest capacity at the end of the month). BUT—and I’ll tell you all about this when I do my end-of-month roundup—I got a lot of client payments this month, about $4,000 more than I was expecting, and I’ll be able to pay everything off YAYYYYYYYYYYYYY