No, it didn’t. My initial guess is that many of us would underestimate our monthly expenses—which often vary wildly from month to month anyway—or estimate only the barest-bones expenses and skip all of the extra stuff like restaurants/vacations/gifts/clothes/treats that we really do buy and should be factored into our spending.

But I don’t know. I am sending a request to Tom Anderson to ask if he wants to do a Q&A!